There are people who own cars and rent apartments that have no credit whatsoever. People who pay cash for everything they buy might have no need for credit cards or loans, so they might not have the chance to build their credit. If you are in this situation and want to buy a house, is it possible to get a loan if you have no credit? While it might be more challenging to buy a house without credit, it is not impossible.
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Spring is in the air and with it a full market of homes for sale. But before you set out to find the home of your dreams, be sure you prepare yourself with help and insight about the upcoming search and purchase. Here are some recommendations for you to implement as you go on the hunt to buy a home.
Consider Your Credit
Whether your credit is perfect, good, or bad, there are going to be some options for you in terms of buying a home.
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If you are planning to sell your home, which has not been on the market for quite some time, seeking a property appraisal is an important step to take. The property appraisal is performed by a skilled real estate professional who understands the variety of factors that can affect a home's overall market value. Once you have this appraisal in hand, you can better find the right price point for your property when you finally list it for sale.
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Are you looking for an investment opportunity by flipping a home and making a profit? If so, you are going to need a lot of cash to make that initial home purchase. It won't require a traditional 30-year mortgage to get the job done, which is why many investors look at shorter loan options to get them the capital that they need. Here is what you need to know about 4 of these short-term loan options.
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When somebody is about to graduate from college and already has landed a well-paying job, the idea of looking at apartments can feel both exciting and overwhelming. Especially if this person lived in a residence hall or with parents throughout the college years, finding an apartment to rent is an entirely new experience. Several tips will help in choosing a place that will be very satisfactory, perhaps for years to come.
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