Home Owners Associations, or HOAs, help to maintain property values and neighborhood aesthetics by creating guidelines for communities. If you buy a home or a condominium governed by an HOA, your neighbors might have a set list of guidelines that you need to abide by. These guidelines might keep your neighbor from ignoring their landscaping or parking their broken cars on their front lawn. Here are a few other things that your local HOA might regulate:
Finding the perfect home for you to start or raise a family is only part of fulfilling your dream of home ownership. The other equation is obtaining a mortgage loan, so you can buy that home and pay if off by the time you've reached your golden years, if not before. There are many types of mortgage loans available, so it is important to have a basic understanding of the options out there for you.
Are you building a new custom home? Do you love to cook? If so, designing your home should be a very exciting experience. You'll have the opportunity to design a kitchen that perfectly meets your needs and gives you all the tools you need to create exceptional meals. You'll have a lot of options when it comes to designing the kitchen. If you'll use the kitchen a lot, you'll probably want to put a priority on functionality.
When you're looking for an aromatic, full plant to help fill in your landscaping, rosemary may be just the thing you need. It's woody-stemmed, making it durable. The needle-like growth produces an evergreen hedge that actually flowers every year. It thrives in warmer climates, but is tolerant of cold. Here are some tips to help you add rosemary bushes to your landscape installation:
Starting from Seed
Rosemary seeds are slow to germinate, which means you need to start the seeds a couple of months before the weather warms up.